What a boring subject to be put on a paranormal site! That is true but could also be the most important subject to read up on! It is quite often over-looked and in this day and age, can any serious reserach team afford not to have any? 

Lets kick things off.

"Do I need Public Liability Insurance?"

This is a question we have been asked frquently! There is an easy way to tell, if you accept any money, including expenses, for any work you undertake or have undertaken then you really should have P...